Current Deposit Rates

Rates Effective August 2014

Regular Share Accounts
Minimum
Fee
Range
APY*
$25.00
$5.00**
Up To $20,000
0.10%
$20,000+
0.10%
Money Market Share Accounts
Minimum
Fee
Range
APY*
$5,000
None
$5,000 - $25,000
0.15%
$25,001 - $50,000
0.15%
$50,001 - $100,000
0.20%
$100,001 +
0.30%
IRA Share Accounts
Minimum
Fee
Range
APY*
None
None
Up To $25,000
0.15%
$25,001 - $50,000
0.15%
$50,001 - $100,000
0.20%
$100,001 +
0.30%
Term Share Certificates
Minimum
Fee
Range
APY*
Christmas Club/Special Savings Accounts
Minimum
Fee
Range
APY*

 ** $5.00 monthly service fee applies if the aggregate balance of your accounts falls below $250.00 anytime during the month.

*** No dividends earned if the balance falls below $5,000 during the month and the funds are transferred to the Regular Share Account.

TRUTH-N-SAVINGS DISCLOSURE
Except as specifically described, the following disclosers apply to all share accounts listed above.

  • RATE INFORMATION:The dividend rate and annual percentage yield (APY) may change as determined by the credit union. Fees may reduce earnings.
  • COMPOUNDING AND CREDITING: Dividends are compounded and credited to your account quarterly. The dividend period begins on the first calendar day of the month and ends on the last calendar day of the month.
  • ACCRUAL OF DIVIDENDS: Dividends will begin to accrue on the business day you made the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid.
  • MINIMUM BALANCE REQUIREMENTS: Minimum balance is set forth above.
  • DAILY BALANCE COMPUTATION METHOD: Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in the account each day.
  • CONTACT CU OFFICE FOR A COMPLETE TRUTH-IN-SAVINGS DISCLOSURE.

     

This credit union is federally insured by the National Credit Union Administration.
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