United Savings Credit Union

Holiday Loan Special
November 15th – December 31st
$1,000 for 12 months at 8.00% APR*

*APR=Annual Percentage Rate; on approved credit; terms, conditions and restrictions apply and are subject to change

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For a nominal fee, skip your November, December or January loan payments! For more information call Laura, Heidi, Nicole or Mikailah

*terms, conditions and restrictions may apply

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Due to staffing shortages, USCU will not be offering Saturday Drive Thru hours until further notice. Our website, mobile app and ATM’s will continue to be available 24 hours a day, 7 days a week.


Our field of membership includes organizations and persons living within a 75-mile radius of the home office of the credit union, located at 1001 1st Ave N, Fargo, ND 58102, and members of their immediate families.
Membership in United Savings Credit Union begins when an individual deposits $25.00 into a regular share account. Each member is an owner of this credit union and shares the above common bond known as our field of membership.
Our primary purpose is to satisfy the financial needs of our members. Unlike a bank, a credit union is "member-owned" and operated by all of the individuals that utilize our financial products and services.

Once a person becomes a member, their membership may continue until they close their account regardless of whether they continue to be in our field of membership.

Services We Offer


Apply For A Loan Online, Anytime!

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Mortgage Loans

Purchase, Refinance or Home Equity

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Help You Plan and Achieve Goals!

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Shazam Brella

Protect your debit card from fraud with the mobile app

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Download Our Mobile App

mobile demo
  • Account Balances & History

    View your account balances and review your transactions in the palm of your hand, any time, any place.

  • Account Alerts

    Protect yourself from overdrawn accounts or unauthorized transactions. Set account alerts for low balance, loan due dates, and transactions over a determined limit.

  • Transfer Funds

    Transfer from savings to checking, make loan payments, or set up recurring payments into a club account.

  • Mobile Deposit Checks

    Make a mobile check deposit directly into your eligible checking or savings account from the convenience of your phone.