United Savings Credit Union

  • Got loans? We want them?
    Bring us your auto, boat, RV and motorcycle loans &
    we will lower your rate by at least 1.00% APR*

    *APR=Annual Percentage Rate; On approved credit; New money refinances only;
    fees and restrictions may apply; Floor rate is 2.00% APR.
  • Create Simple Joys Together
    Keep your future bright and lighten your financial load
    while enjoying our summer transfer promotion rate.
    3.99% APR* For 14 months.

    *APR=Annual Percentage Rate.
  • For our members that have been
    financially impacted by COVID-19,
    please contact the credit union!
    We can help!


Our field of membership includes organizations and persons living within a 75-mile radius of the home office of the credit union, located at 1001 1st Ave N, Fargo, ND 58102, and members of their immediate families.
Membership in United Savings Credit Union begins when an individual deposits $25.00 into a regular share account. Each member is an owner of this credit union and shares the above common bond known as our field of membership.
Our primary purpose is to satisfy the financial needs of our members. Unlike a bank, a credit union is "member-owned" and operated by all of the individuals that utilize our financial products and services.

Once a person becomes a member, their membership may continue until they close their account regardless of whether they continue to be in our field of membership.

Services We Offer


Apply For A Loan Online, Anytime!

Apply Now

Mortgage Loans

Purchase, Refinance or Home Equity

Apply Now


Help You Plan and Achieve Goals!

Get Started

Shazam Bolt$™

Protect your debit card from fraud with the mobile app

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Download Our Mobile App

  • Account Balances & History

    View your account balances and review your transactions in the palm of your hand, any time, any place.

  • Account Alerts

    Protect yourself from overdrawn accounts or unauthorized transactions. Set account alerts for low balance, loan due dates, and transactions over a determined limit.

  • Transfer Funds

    Transfer from savings to checking, make loan payments, or set up recurring payments into a club account.

  • Mobile Deposit Checks

    Make a mobile check deposit directly into your eligible checking or savings account from the convenience of your phone.