MEMBERSHIP & BENEFITS

Who Can Join?

Our field of membership includes organizations and persons living within a 75-mile radius of the home office of the credit union, located at 1001 1st Ave N, Fargo, ND 58102, and members of their immediate families.

Once a member, always a member…once a person becomes a member, their membership may continue until they close their account regardless of whether they continue to be in our field of membership.

How Do I Become A Member?

Membership in United Savings Credit Union begins when an individual deposits $25.00 into a regular share account. Each member is an owner of this credit union and shares the above common bond known as our field of membership.

Why Join A Credit Union?

Our primary purpose is to satisfy the financial needs of our members. Unlike a bank, a credit union is "member-owned" and operated by all of the individuals that utilize our financial products and services. Therefore, all excess earnings are returned to our members in the form of:

  • Lower interest rates on loans
  • Higher yield savings and investment accounts
  • The addition of valuable new products and services

Once you become a member of United Savings Credit Union, you are a MEMBER FOR LIFE! Even if you relocate, change jobs or retire, you are always welcome as a member of our credit union family. Becoming a member of United Savings Credit Union has many advantages and gives you access to a long list of convenient, money saving products and services.